Who are we?
Debt collection is one of the most unglamorous and misunderstood industries, which is also seen as unethical, outdated, and unreliable. Want to understand what that means? Tell your folks that you’re joining a collections company and watch their reaction. That’s the perception we aim to change!
At DPDzero, we’re a young team of super-enthusiastic, tech-obsessed builders on a mission to redefine the industry and make ethical, AI-driven debt collections the standard going forward. We’re not just tweaking the industry, we’re taking it from human-led to AI-first.
About DPDzero
DPDzero is an AI-powered, full-stack collections platform transforming how banks and NBFCs manage loan delinquencies. Started in 2023, we’ve grown 20X in just 24 months—partnering with some of India’s largest lenders including RBL Bank, IndusInd Bank, Unity Small Finance Bank, Moneyview, Tata Capital, and more.
We’re not building a tool—we’re fixing one of the biggest and most ignored problems in banking: debt collections. With our AI agents, data science algorithms, and zero-ops platform, we’re rewriting how collections are done—faster, cheaper, and 10X more ethical than what’s existing today.
We don’t want to change the collections industry. We want to own it.
Ready to build the workplace of the future?
We are looking for a recovery-focused, data-driven operator to lead our Digital Collections engine. This is not a brand marketing role, you will own portfolio recoveries via paid and owned digital channels, personally manage high-value cases, and ensure that every rupee spent drives measurable repayments.
You will blend performance marketing skillsets with collections DNA running bucket-specific strategies, optimising cost-per-collection, and leading a small team to execute high-impact campaigns across Google, Meta, WhatsApp, SMS, IVR, email, and in-app.
What You’ll Do
1. Digital Collections Strategy & Ownership
- Take end-to-end ownership of digital recoveries for assigned lender portfolios.
- Design and execute bucket-specific strategies (soft, hard, pre-legal) that are lender-compliant.
- Build contextual, automated journeys with behavioural triggers and manual campaigns for high-value or high-risk accounts.
- Integrate seamlessly with telecalling and field teams to ensure zero leakage between channels.
2. Performance Execution
- Run and optimise campaigns across Google Ads, Meta, programmatic, WhatsApp, SMS, IVR, email.
- Drive borrowers to self-serve repayment journeys; optimise conversion rates.
- Use segmentation, remarketing, and A/B testing to improve response and PTP kept rates.
- Monitor performance by DPD bucket, portfolio, and lender, adjusting strategy daily.
3. Financial Impact & ROI
- Own cost-per-collection and ensure positive ROI across channels.
- Track recovery %, days-to-recovery, and portfolio movement in real time.
- Build lender-facing performance dashboards with clear recovery attribution.
4. Team & Stakeholder Leadership
- Lead a small team of digital specialists and automation managers.
- Collaborate with Product, Tech, and Collections Ops to improve user flows and messaging.
- Work with Legal to ensure all communications meet compliance standards.
- Coordinate with external vendors/platform partners where required.
Key Skills & Experience
- 5–8 years in digital collections, performance marketing, or hybrid recovery roles in fintech, banking, or NBFCs.
- Proven track record of improving digital recovery % and reducing days-to-recovery at portfolio scale.
- Strong command of campaign tools (Google Ads, Meta Ads Manager), analytics (Google Analytics, SQL), and CRM/automation platforms (CleverTap, MoEngage, WebEngage).
- Experience in RBI-compliant collections communications and borrower escalation handling.
- Leadership skills to manage both people and portfolio outcomes.
Why join DPDzero?
- You’ll run one of the most advanced digital recovery setups in India.
- You’ll work directly with founders on lender portfolios worth hundreds of crores.
- You’ll define the future playbook for digital-first collections in the country.
- High autonomy, high accountability, and a team that moves fast.
If this feels like the challenge you’ve been waiting for, let’s build something legendary together.
